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24/05/2019
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Toma nota.../Take note...

Most US Federal Crimes Involve Immigration & Drugs and most are Executed by Hispanics according to a US Sentencing Commission** report

According to another report, in fiscal year 2017, there were 1,043 identity theft offenders convicted. The majority were Black (49.8%) followed by Hispanic (26.2%), White (19.9%), and Other Races (4.1%). The majority of offenders (86.5%) convicted for this crime were also convicted of another offense. The most common of these other offenses were theft, fraud, or property destruction (totalling 71.1%) and immigration (5.5%).[ For additional info. clickHERE ]

May.20.– As the illegal alien crisis along the southern border worsens, distressing government figures show that nearly half of all federal crimes in the United States are perpetrated by foreigners who are not American citizens and that immigration cases account for the largest single type of offense. Non-U.S. citizens committed 42.7% of all federal crimes in 2018, according to a report issued by the United States Sentencing Commission, the independent agency created by Congress decades ago to reduce sentencing disparities and promote transparency and proportionality in sentencing.

The document also reveals that 54.3% of the 69,425 federal offenders last year were Hispanic. “Immigration cases accounted for the largest single group of offenses in fiscal year 2018, comprising 34.4% of all reported cases,” the agency writes in its annual report to Congress. “Cases involving drugs, firearms, and fraud were the next most common types of offenses after immigration cases.

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El derrumbe de una alianza "revolucionaria" en América del Sur

La Unión de Naciones Sudamericanas (UNASUR) fue el producto del Tratado constitutivo de Unasur, firmado en 2008, el cual entró en vigor en 2011. Fue originalmente una idea elaborada por Néstor Kirchner, Hugo Chávez y Evo Morales con la intención de marginar a la OEA y, ulteriormente, eliminarla, encubriendo sus propósitos tras una pantalla de naturaleza comercial. Cobró plena vigencia el 11 de marzo de 2011 con la ratificación previa de Argentina, Perú, Chile, Venezuela, Ecuador, Guyana, Surinam y Bolivia, a la que se sumó ese día Uruguay. El primer presidente pro tempore por un año fue la Presidenta de Chile, Michelle Bachelet. Su desintegración se inició con la suspensión de Paraguay en 2012 y posteriormente han ido abandonando el organismo Argentina,  Chile y, más recientemente, Colombia y Perú en 2018, Ecuador en marzo de 2019 y, finalmente, Brasil en abril. Sólo quedan Bolivia, Guyana, Surinam, Uruguay y Venezuela.

UNASUR sigue en su lenta agonía

Cuando Bolivia culminaba su inactiva y absolutamente intrascendente presidencia pro-témpore de "UNASUR", Brasil concretó, ese mismo día, su anunciada decisión de abandonar a "UNASUR".

Brasilia, Mayo 10.– Este vacío en su estructura ocurrió, por lo demás, sin que se decidiera qué país debía asumir la presidencia de “UNASUR”, en reemplazo de Bolivia. En teoría,le tocaba al propio Brasil. Pero no fue así. Quedó vacía.

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Technology vs the banking industry

It is becoming increasingly clear that the role of risk management and security must be elevated throughout the financial services and banking markets. More and more financial institutions are focusing their efforts on both physical and cyber security. Modern technology has resulted in a society that is always connected, but this might be a problem for the banking industry. Modern technology has resulted in a society that is always connected. However, the weight of a humongous number of users can be overwhelming and extremely burdensome for many banks and cause a serious crisis."  

 

Tech’s raid on the banks

May 2.– Over the past two decades people across the world have seen digital services transform the economy and their lives. Taxis, films, novels, noodles, doctors and dog-walkers can all be summoned with a tap of a screen. Giant firms in retailing, carmaking and the media have been humbled by new competitors. Yet one industry has withstood the tumult: banking. In rich countries it is perfectly normal to queue in branches, correspond with your bank by post and deposit cheques stamped with the logo of firms founded in the 19th century.

Yet, as our special report this week explains, technology is at last shaking up banking. In Asia payment apps are a way of life for over 1bn users. In the West mobile banking is reaching critical mass—49% of Americans bank on their phones—and tech giants are muscling in. Apple unveiled a credit card with Goldman Sachs on March 25th. Facebook is proposing a payments service to let users buy tickets and settle bills (see article).

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The $15 minimum wage is pushing New York’s car washers to the margins

So far this century, the press seems to concentrate almost exclusively on negative news with an increasing yellow tone. Read here → "Four good news stories you might have missed

As cities such as Seattle and Minneapolis, and states including California and New York, have adopted a $15-anhour minimum wage, the negative consequences have hit small businesses and lowskilled workers the hardest. Hand car wash

Take New York City’s car wash industry.

Unions and politicians have spent the last decade trying to fix prices and pressure shops to unionize. The result: a flurry of closed businesses, a spike in car-wash automation, decreased consumer options, and a black market in hand car washing services.

“After six years, organizers have unionized 11 businesses, or about four percent of the city’s registered car washes,” writes Jim Epstein in Reason magazine. “Two of them have since closed down, and the union withdrew three more because of a lack of support from the workers.”

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¿Amenaza el cambio climático a las entidades de crédito?

El cambio climático es una evidente amenaza para la economía de muchos países debido a los desastres naturales que provoca, afectando las variables macroeconómicas y los resultados de las empresas. Por eso, ¿cómo abordar el riesgo climático y la continuidad de los negocios, desde la perspectiva de la gestión del portafolio en una institución financiera?, es una pregunta pertinente en los últimos tiempos. Para algunos, el cambio climático es una posición política, para otros es un concepto demasiado abstracto. Sin embargo, el riesgo climático es más fácil de aproximar si se relaciona con los activos abandonados (stranded assets), la continuidad de las operaciones, y la infraestructura sostenible. Otra forma de acercarnos al riesgo climático es observando cómo afecta al turismo. El Banco de España está reconociendo estos parámetros, como lo indica la inquietud de su subgobernadora en el reportaje siguiente."

Los riesgos del cambio climático afectan directamente a las entidades de crédito

Madrid, Mar. 20.– Según advierte la subgobernadora del Banco de España, Margarita Delgado, "estos riesgos inciden directamente en la valoración de algunos de los activos presentes en los El Banco de Españabalances bancarios. Por otro, tienen consecuencias macroeconómicas que, evidentemente, afectan igualmente a dichos balances. En cualquiera de los dos casos, la solvencia de las entidades bajo nuestra supervisión se podría ver afectada por procesos que, como supervisores, debemos monitorizar".

En un discurso reciente, Margarita Delgado ha definido al Banco de España "como uno de los garantes de la estabilidad financiera" y ha resaltado que debe contribuir a fomentar la correcta valoración de dichos riesgos, así como la mitigación de sus efectos financieros, por parte de las entidades.

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